Changing your name with Equifax
What Equifax requires, transcribed from its own help page and last checked on 25 July 2026.
Equifax changes the name on a credit report through its online Dispute Center: dispute the former name and upload one document showing the new one.
Equifax handles this online.
You will need: one document showing the new name — a court order, driver license, state ID, Social Security card, W-2, birth certificate, passport, marriage certificate, divorce decree, pay stub, or 1099.
Do the government agencies first — most companies ask for photo ID in your new name, which means your license has to be done already.
What Equifax asks for
| What | Value | Source | Checked |
|---|---|---|---|
| How | Online | Changing Your Legal Name on Your Equifax Credit Report | |
| Documents | One document showing the new name — a court order, driver license, state ID, Social Security card, W-2, birth certificate, passport, marriage certificate, divorce decree, pay stub, or 1099 | Changing Your Legal Name on Your Equifax Credit Report |
What to have ready
- One document showing the new name — a court order, driver license, state ID, Social Security card, W-2, birth certificate, passport, marriage certificate, divorce decree, pay stub, or 1099
How to do it
- Create a myEquifax account using your former name, so it finds your existing credit file.
- Complete identity verification by text code.
- File a dispute of the former name on your file.
- Upload at least one document showing your new name.
- Allow up to 30 calendar days.
The details that catch people out
- Your credit history follows your Social Security number, so nothing on the file is lost when the name changes.
Check us
Everything on this page comes from Equifax’s own published guidance. Company policies change without notice, so the link below is the authority and this page is a transcription of it.
Changing Your Legal Name on Your Equifax Credit Report
Last checked .
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